Credit card companies may file a lawsuit against alleged debtors. They may also sell the rights to a credit card debt to a debt buyer which may decide to file credit card lawsuit. They are trying to collect on credit card debt they are claimed owed to them.

[box type=”info” style=”rounded”]If you are sued, you need to answer the lawsuit.[/box]

If sued by a credit card company or debt buyer you have several options:

Settle the Lawsuit

Fight the Lawsuit on its Merits

File Bankruptcy