American Express Centurion Bank is a direct creditor that often files suit on defaulted credit card debt in the state of Texas. This credit card usually allows client to pay the balance over time rather pay the full balance at the end of each month. . Amex, as it is commonly known, does not usually sell their debt to a debt buyer. A third party debt collector such a TSI (f/k/a NCO) will often attempt to collect the debt. If the debt collection efforts fail, Amex will review the file for litigation.

American Express Centurion Bank is known to have the following contact information:

American Express Centurion Bank
P.O.Box 981540
El Paso, TX 79998-1540

Phone: (800) 528-4800


We can defend clients that American Express Centurion Bank has filed a lawsuit against in Texas. We offer a flat fee structure with affordable monthly payments. Contact us today!


If you have been sued then you need to answer the lawsuit. Participants in the system often have a better outcome than those that do nothing. Some of the options that you have are to:

Attempt to Negotiate a settlement with American Express Centurion Bank before the answer is due. Many consumers recognize they may owe a debt and choose to attempt to settle the debt before an answer is due to the court. American Express Centurion Bank is often receptive to a quick settlement rather than spending more time and money in a lawsuit. Even if they can provide some of the documentation to the court, there is always a chance they could lose.

Answer the Lawsuit filed by American Express Centurion Bank. Even if a consumer thinks they owe a debt it is still up to American Express Centurion Bank to prove that they own the debt, have the right to file suit, and have enough documentation to prove a debt is owed. They may not be able to successfully produce all required documentation when challenged.

Do nothing. Many people decide to do nothing for lack of funds or fear of what can happen. American Express Centurion Bank may take a judgment against them and then ultimately have their bank accounts frozen (bank garnishment). Judgments in Texas are good for 10 years initially and they care a minimum interest. The amount of an unresolved judgment can significantly increase over time.

Seek bankruptcy protection. Our law firm does help clients file bankruptcy. If you are interested in seeing if bankruptcy is right for you visit our site Dallas Bankruptcy Attorney

The best time to take care of a lawsuit is NOW. It can potentially get more costly and worse. We offer competitive fees to handle this for you.