Citibank (South Dakota), N.A. is a direct creditor that often files suit on defaulted credit card debt in the state of Texas. Often the will decide to file suit as Citibank (South Dakota), N.A. however it is also not uncommon for them to sell a debt to a third party debt buyer. Usually they sell smaller debts under $2,000.00 to debt buyers. Some of those debt buyers will file suit as well.
Citibank (South Dakota), N.A. is known to have the following contact information:
Citibank Customer Service
P.O. Box 6500
Sioux Falls, SD 57117
Phone: (800) 950-5114
We can defend clients that Citibank has filed a lawsuit against in Texas. We offer a flat fee cost with affordable monthly payments. Contact us today!
LAWSUIT OPTIONS
If you have been sued by Citibank then you need to answer the lawsuit. Participants in the system often have a better outcome than those that do nothing. Some of the options that you have are to:
Settle with Citibank before the lawsuit answer is due. Many people recognize they may owe a debt and choose to attempt to settle the debt before an answer is due to the court. Often the answer is due within 14 to 20 days in the State of Texas from the date served. Many creditors are receptive to a quick settlement rather than spending more time and money in a lawsuit. Even if they can provide some of the documentation to the court, there is always a chance they could lose. The settlement agreement must be reached before the answer is due or Citibank may take a default judgment.
Answer the Lawsuit filed. Even if a consumer thinks they may owe a debt it is still up the Citibank that filed the lawsuit to prove that they own the debt, have the right to file suit, and have enough documentation to prove a debt is owed. They may not be able to successfully produce all required documentation when challenged.
Do nothing. Many people decide to do nothing for lack of funds or fear. Participants in the legal system often have better outcomes than those that do not show up. Citibank may take a judgment against them and then ultimately have their bank accounts frozen (bank garnishment).
Seek bankruptcy protection. Our law firm does help clients file bankruptcy. If you are interested in seeing if bankruptcy is right for you visit our site Dallas Bankruptcy Attorney
The best time to take care of a lawsuit is NOW. It can potentially get more costly and worse. We offer competitive fees to handle this for you.